Another call from H today while I am at work. I know it doesn't sound like a big deal BUT it's been quite a while since he made his daily calls to me. This was 2 this week. He said he wanted to tell me something before he forgot. AND it was actual phone calls and not txts.
Live your life while you are still living. Riding the trail less traveled.
Thanks NNP and PS! I still don't feel like I can really trust anything. I want to so bad, but there is so many of those nagging doubts. Swing hi! Swing lo!
Last night there was another letter to H from a cc. Not good. He does all his cc and bills paperless and I can't see the actual bills. Does anyone know how to run a 'joint' credit report? anything I see is for just one person. Is there such a thing as a 'joint' report or is it 2 separate reports for each individual?
Live your life while you are still living. Riding the trail less traveled.
It's time. I have to tackle the financial talk. I have to take my head out of the sand about H's debt. Maybe that's the final stumbling block for us. We'll either stumble back together or stumble onto our separate paths.
I don't intend to have come this far and let H take me down in financial ruin. That's the little nagging doubt I have that keeps me from trusting anything or from counting 'baby steps'. If I am allowed an expectation I think this could the 'white elephant' we are still ignoring, the guilt that keeps H away. Or, he is just a WAS with a lot of debt that doesn't want anything to do with his LBS. There are pieces that I just can't fit together.
The problem is H won't talk about the debt he has run up nor will he admit it.
The other problem is I wonder if I am gracious enough to deal with this without blowing my lid. I'd be fine now, if H would actually talk and we can make a financial plan but I am pretty certain that somewhere down the road I would come apart at him for putting him/us/me in this pickle.
I KNOW that WE can do this if H will just give US a chance. What really ticks me off is that I doubt he will.
Stubborn vs stubborn.
Live your life while you are still living. Riding the trail less traveled.
"Does anyone know how to run a 'joint' credit report? anything I see is for just one person. Is there such a thing as a 'joint' report or is it 2 separate reports for each individual?"
They only do individual. H's credit cards are not on my report and mine are not on his report either. If you know his SS#, you can request it. I have done this in the past.
The Bomb: 08/05 H moves out: 06/2006 H moves back: 01/07 & Out again: 01/07 H moves back: 03/08 & Out again: 04/08 H moves back: 05/09 & Out again: 07/09 Divorced 08-12 Kids: 22, 20, 19
Does anyone know how to run a 'joint' credit report? anything I see is for just one person. Is there such a thing as a 'joint' report or is it 2 separate reports for each individual?
Unless he knows about it I don't think you should run his credit report. If it is anything like my W's, what you will find is a bunch of delinquent accounts and a few paid off. If you really want to help, please ask him if you can pull his credit report.
I asked my W and then I offered to help her out. We had a plan with a credit services company and everything. However, she wasn't sincere enough to work on the problem. So this is what happened. I gave her thousands of dollars to help her get on a debt reduction plan and she got caught up on the bills. Then she couldn't keep up with the payments she setup with the CC service. Instead of charging everything, all she did was use the cash to pay the bills for her fun.
I know it doesn't sound like a big deal BUT it's been quite a while since he made his daily calls to me. This was 2 this week. He said he wanted to tell me something before he forgot. AND it was actual phone calls and not txts. 
