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A Message from Michele
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#1896193 - 12/17/09 02:20 AM Re: K4D To Be Or Not To Be ??? [Re: MrBond]
ClingingToHope Offline

Registered: 09/07/09
Posts: 3096
Loc: Illinois, United States
She can't miss you if you are always around.
Me: 47, Ds 17-13, D final 6-11

#1896201 - 12/17/09 02:28 AM Re: K4D To Be Or Not To Be ??? [Re: ClingingToHope]
Startingover2 Offline

Registered: 08/20/07
Posts: 3325
just catching up!
Me: 46 FWS: 36
Married and Divorced 4/07, Pregnant 7/07,False R 7/07
Baby Girl born 3/08
Kicked him out because OW: 7/08
5/10 He realized what he had and lost.
Moved home! REMARRIED 3/14/11!!

#1896224 - 12/17/09 02:55 AM Re: K4D To Be Or Not To Be ??? [Re: Startingover2]
Steve McQueen Offline

Registered: 01/15/09
Posts: 1866
non divorce-busting question,

does your daughter have an aptitude for martial arts?

or are you using it as a way to help her to develop confidence, self-respect and decisiveness?

#1896269 - 12/17/09 04:32 AM Re: K4D To Be Or Not To Be ??? [Re: Puppy Dog Tails]
K4D Offline

Registered: 12/30/08
Posts: 3975
Here is my new thread called K4D It's a Wonderful Life

Closing this one out. Responses are on the new thread.

Me 36, W 37
M: 08/02/97
D13, D9
1st Bomb 02/08
Reconciled 04/08
2nd Bomb: 09/08
W filed for D 02/04/09
Separated 03/09
D dismissed 06/09/09
Still separated...

#1896270 - 12/17/09 04:33 AM Re: K4D To Be Or Not To Be ??? [Re: Steve McQueen]
ppenton Offline

Registered: 01/26/09
Posts: 590
Loc: Illinois
The LORD is my light and my salvation—whom shall I fear?
The LORD is the stronghold of my life—of whom shall I be afraid? ~Psalm 27:1

K4D, as 25 has told you many times you cannot live in fear as it will paralyze you which you may have noticed today.
M-10/17/1992 T23
Met OM 10/10/08; Bomb 12/27/08; Moved in with OM 01/27/09
Me stronger and happier everyday!

#1897198 - 12/18/09 07:45 AM Re: K4D To Be Or Not To Be ??? [Re: K4D]
25yearsmlc Offline

Registered: 04/03/06
Posts: 13438
Loc: CA- now East coast
Originally Posted By: K4D
My coworker just told me if I close the 401k and take the distribution which isn't a loan, then I don't have to repay it. I just have to pay the penalty and the taxes.

Are you saying that is not the case?


You'll be paying the taxes at your highest tax rate, which in your case, I'm guessing is between 15-25% of your gross income, plus the penalty...are your credit card's interest rates really higher than that? Plus, you'll now have no retirement saved. A ROTH IRA is probably a lot better for someone like you, for several reasons beyone the scope of this DB site. Although I give financial seminars, I'm leery of doing that here. So Ask your financial advisor. Or read up on it online at "morningstar" or read about Vanguard funds. They're cheap, and varied, and on average do better than 80% of the more expensive "managed" funds.

M: 57 H: 60
M: 35 yrs
H goes ALASKAN 2006
Piece 7/07
Retrovaille-M Restored 8/08
Groundhog Day
I File D 10/16
DIV Final 2/2018

Embrace the GIFT of Change

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