She can't miss you if you are always around.

just catching up!

non divorce-busting question,

does your daughter have an aptitude for martial arts?

or are you using it as a way to help her to develop confidence, self-respect and decisiveness?

Here is my new thread called K4D It's a Wonderful Life
http://www.divorcebusting.com/forums/ubbthreads.php?ubb=showflat&Number=1896268&#Post1896268

Closing this one out. Responses are on the new thread.

Kevin

The LORD is my light and my salvation—whom shall I fear?
The LORD is the stronghold of my life—of whom shall I be afraid? ~Psalm 27:1

K4D, as 25 has told you many times you cannot live in fear as it will paralyze you which you may have noticed today.

You'll be paying the taxes at your highest tax rate, which in your case, I'm guessing is between 15-25% of your gross income, plus the penalty...are your credit card's interest rates really higher than that? Plus, you'll now have no retirement saved. A ROTH IRA is probably a lot better for someone like you, for several reasons beyone the scope of this DB site. Although I give financial seminars, I'm leery of doing that here. So Ask your financial advisor. Or read up on it online at "morningstar" or read about Vanguard funds. They're cheap, and varied, and on average do better than 80% of the more expensive "managed" funds.

j-